PERSONAL INSURANCE - Flood Insurance
Better coverage for valued possessions
A standard homeowners insurance policy doesn't cover flooding, it's important to have protection from the floods associated with heavy rains and other conditions that impact our area.
Flood insurance protects two types of insurable property: building and contents.
Building coverage includes:
- The insured building and its foundation
- The electrical and plumbing system
- Central air conditioning equipment, furnaces, and water heaters
- Refrigerators, cooking stoves, and built-in appliances such as dishwashers
- Permanently installed carpeting over unfinished flooring
Contents coverage includes:
- Clothing, furniture, and electronic equipment
- Portable and window air conditioners
- Portable microwaves and dishwashers
- Carpeting that is not already included in property coverage
- Carpeting that is not already included in property coverage
We want to be your agent of choice:
When your home is located outside of a high risk flood zone, the premium for flood insurance is remarkably low. A Preferred Risk Policy combines both building a contents into one policy and can start as low as $129 per year.
Give us a call today (814) 944-5900, (800) 724-9334 or fill out our online form and we will be in contact with you.
